Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
8.3% lower in Oakland, New Jersey
than in Missoula, Montana

Insurance cost

	Missoula, MT	Oakland, NJ	U.S. Avg	Difference
Insurance Premium	100.2	69.3	100	30.8%

Procedure & surgery cost

	Missoula, MT	Oakland, NJ	U.S. Avg	Difference
Heart Attack	105.1	105.6	100	0.5%
Heart Failure	101.9	114.1	100	12.0%
Hip Knee Replacement	85.1	118.3	100	39.0%
Pneumonia	101	108.1	100	7.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Missoula, MT	Oakland, NJ	U.S. Avg	Difference
Heart Attack Hospital	$24,254	$24,376	$23,281	0.5%
Heart Failure Hospital	$16,370	$18,326	$16,237	11.9%
Hip Knee Replacement Hospital	$18,833	$26,197	$22,499	39.1%
Pneumonia Hospital	$16,988	$18,177	$17,007	7.0%

Premium Increases (State Level)

	Missoula, MT	Oakland, NJ	U.S. Avg	Difference
2014-2015	-5.5%	-2.2%	3.1%	60.0%
2015-2016	34.7%	5.1%	12.5%	85.3%
2016-2017	44.4%	4.8%	57.9%	89.2%
2017-2018	12.9%	18.7%	19.0%	45.0%
2018-2019	6.9%	-14.8%	-2.2%	314.5%
Since 2014	121.7%	9.0%	113.3%	92.6%

Health Insurance Premiums

State average

Cost of Taxes

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Missoula, Montana vs. Oakland, New Jersey

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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