Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
12.3% lower in Somerset, New Jersey
than in Napa, California

Insurance cost

	Napa, CA	Somerset, NJ	U.S. Avg	Difference
Insurance Premium	107.7	66.8	100	38.0%

Procedure & surgery cost

	Napa, CA	Somerset, NJ	U.S. Avg	Difference
Heart Attack	100.8	111.8	100	10.9%
Heart Failure	104	113.8	100	9.4%
Hip Knee Replacement	81	106.6	100	31.6%
Pneumonia	99.9	113.2	100	13.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Napa, CA	Somerset, NJ	U.S. Avg	Difference
Heart Attack Hospital	$23,260	$25,809	$23,281	11.0%
Heart Failure Hospital	$16,718	$18,288	$16,237	9.4%
Hip Knee Replacement Hospital	$17,941	$23,593	$22,499	31.5%
Pneumonia Hospital	$16,802	$19,029	$17,007	13.3%

Premium Increases (State Level)

	Napa, CA	Somerset, NJ	U.S. Avg	Difference
2014-2015	4.0%	-2.2%	3.1%	155.0%
2015-2016	0.0%	5.1%	12.5%	∞%
2016-2017	9.3%	4.8%	57.9%	48.4%
2017-2018	26.1%	18.7%	19.0%	28.4%
2018-2019	1.2%	-14.8%	-2.2%	1,333.3%
Since 2014	45.0%	9.0%	113.3%	80.0%

Health Insurance Premiums

State average

Cost of Taxes

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Napa, California vs. Somerset, New Jersey

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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