Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
5.6% higher in Ocean City, New Jersey
than in Needham, Massachusetts

Insurance cost

	Needham, MA	Ocean City, NJ	U.S. Avg	Difference
Insurance Premium	62.8	66.8	100	6.4%

Procedure & surgery cost

	Needham, MA	Ocean City, NJ	U.S. Avg	Difference
Heart Attack	104.4	109.7	100	5.1%
Heart Failure	104.3	108.6	100	4.1%
Hip Knee Replacement	106.2	114.4	100	7.7%
Pneumonia	104.5	105.7	100	1.1%

Cost of Major Procedures (includes doctors & hospital stay)

	Needham, MA	Ocean City, NJ	U.S. Avg	Difference
Heart Attack Hospital	$24,085	$25,321	$23,281	5.1%
Heart Failure Hospital	$16,762	$17,458	$16,237	4.2%
Hip Knee Replacement Hospital	$23,520	$25,322	$22,499	7.7%
Pneumonia Hospital	$17,580	$17,776	$17,007	1.1%

Premium Increases (State Level)

	Needham, MA	Ocean City, NJ	U.S. Avg	Difference
2014-2015	-2.6%	-2.2%	3.1%	15.4%
2015-2016	-1.5%	5.1%	12.5%	440.0%
2016-2017	-2.7%	4.8%	57.9%	277.8%
2017-2018	26.4%	18.7%	19.0%	29.2%
2018-2019	5.1%	-14.8%	-2.2%	390.2%
Since 2014	23.9%	9.0%	113.3%	62.3%

Health Insurance Premiums

State average

Cost of Taxes

The premier source for comprehensive city data for over 30 years.

Current City	Comparison City
Asheville, North Carolina	Dixon, Illinois	Compare
Kennewick, Washington	Bend, Oregon	Compare
Rochester, New York	Brookings, South Dakota	Compare
East Hampton North, New York	Lewes, Delaware	Compare
Napa, California	Windsor, Connecticut	Compare
Spearfish, South Dakota	Kenosha, Wisconsin	Compare
Tillamook, Oregon	Ogden, Utah	Compare
Enid, Oklahoma	Sutherland, Nebraska	Compare
Colorado Springs, Colorado	Columbus, Georgia	Compare
Edinburg, Texas	Dallas, Texas	Compare

Needham, Massachusetts vs. Ocean City, New Jersey

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

Popular Cost of Living Searches

BestPlaces Tools

About BestPlaces

Follow Us