Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
5.2% lower in Schenectady, New York
than in Newark, California

Insurance cost

	Newark, CA	Schenectady, NY	U.S. Avg	Difference
Insurance Premium	103.1	103.1	100	0.0%

Procedure & surgery cost

	Newark, CA	Schenectady, NY	U.S. Avg	Difference
Heart Attack	102.8	85.5	100	16.8%
Heart Failure	102.6	94.1	100	8.3%
Hip Knee Replacement	103.3	97.5	100	5.6%
Pneumonia	108.2	97.9	100	9.5%

Cost of Major Procedures (includes doctors & hospital stay)

	Newark, CA	Schenectady, NY	U.S. Avg	Difference
Heart Attack Hospital	$23,723	$19,726	$23,281	16.8%
Heart Failure Hospital	$16,481	$15,117	$16,237	8.3%
Hip Knee Replacement Hospital	$22,864	$21,593	$22,499	5.6%
Pneumonia Hospital	$18,195	$16,469	$17,007	9.5%

Premium Increases (State Level)

	Newark, CA	Schenectady, NY	U.S. Avg	Difference
2014-2015	4.0%	10.8%	3.1%	170.0%
2015-2016	0.0%	3.4%	12.5%	∞%
2016-2017	9.3%	15.5%	57.9%	66.7%
2017-2018	26.1%	11.5%	19.0%	55.9%
2018-2019	1.2%	12.5%	-2.2%	941.7%
Since 2014	45.0%	65.9%	113.3%	46.4%

Health Insurance Premiums

State average

Cost of Taxes

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Newark, California vs. Schenectady, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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