Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
17.6% lower in Gulf Breeze, Florida
than in Oak Island, North Carolina

Insurance cost

	Oak Island, NC	Gulf Breeze, FL	U.S. Avg	Difference
Insurance Premium	147.2	99.4	100	32.5%

Procedure & surgery cost

	Oak Island, NC	Gulf Breeze, FL	U.S. Avg	Difference
Heart Attack	101.5	103.9	100	2.4%
Heart Failure	94.4	94.1	100	0.3%
Hip Knee Replacement	87.7	102.5	100	16.9%
Pneumonia	90.7	89.5	100	1.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Oak Island, NC	Gulf Breeze, FL	U.S. Avg	Difference
Heart Attack Hospital	$23,430	$23,985	$23,281	2.4%
Heart Failure Hospital	$15,173	$15,125	$16,237	0.3%
Hip Knee Replacement Hospital	$19,407	$22,695	$22,499	16.9%
Pneumonia Hospital	$15,246	$15,044	$17,007	1.3%

Premium Increases (State Level)

	Oak Island, NC	Gulf Breeze, FL	U.S. Avg	Difference
2014-2015	6.0%	6.0%	3.1%	0.0%
2015-2016	23.1%	1.8%	12.5%	92.2%
2016-2017	39.6%	15.3%	57.9%	61.4%
2017-2018	15.5%	40.8%	19.0%	163.2%
2018-2019	-1.4%	2.4%	-2.2%	271.4%
Since 2014	107.4%	79.3%	113.3%	26.2%

Health Insurance Premiums

State average

Cost of Taxes

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Oak Island, North Carolina vs. Gulf Breeze, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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