Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
12.1% lower in Saratoga Springs, New York
than in Oak Ridge, North Carolina

Insurance cost

	Oak Ridge, NC	Saratoga Springs, NY	U.S. Avg	Difference
Insurance Premium	131.5	103.1	100	21.6%

Procedure & surgery cost

	Oak Ridge, NC	Saratoga Springs, NY	U.S. Avg	Difference
Heart Attack	86.6	99	100	14.3%
Heart Failure	95.6	96.2	100	0.6%
Hip Knee Replacement	96.8	89.7	100	7.3%
Pneumonia	95.6	91.7	100	4.1%

Cost of Major Procedures (includes doctors & hospital stay)

	Oak Ridge, NC	Saratoga Springs, NY	U.S. Avg	Difference
Heart Attack Hospital	$19,980	$22,848	$23,281	14.4%
Heart Failure Hospital	$15,362	$15,452	$16,237	0.6%
Hip Knee Replacement Hospital	$21,431	$19,867	$22,499	7.3%
Pneumonia Hospital	$16,081	$15,424	$17,007	4.1%

Premium Increases (State Level)

	Oak Ridge, NC	Saratoga Springs, NY	U.S. Avg	Difference
2014-2015	6.0%	10.8%	3.1%	80.0%
2015-2016	23.1%	3.4%	12.5%	85.3%
2016-2017	39.6%	15.5%	57.9%	60.9%
2017-2018	15.5%	11.5%	19.0%	25.8%
2018-2019	-1.4%	12.5%	-2.2%	992.9%
Since 2014	107.4%	65.9%	113.3%	38.6%

Health Insurance Premiums

State average

Cost of Taxes

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Oak Ridge, North Carolina vs. Saratoga Springs, New York

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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