Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.8% higher in Niagara Falls, New York
than in Oak Harbor, Washington

Insurance cost

	Oak Harbor, WA	Niagara Falls, NY	U.S. Avg	Difference
Insurance Premium	99.2	94.8	100	4.4%

Procedure & surgery cost

	Oak Harbor, WA	Niagara Falls, NY	U.S. Avg	Difference
Heart Attack	87	100.5	100	15.5%
Heart Failure	85.6	92.7	100	8.3%
Hip Knee Replacement	85.3	102.6	100	20.3%
Pneumonia	80.1	90.4	100	12.9%

Cost of Major Procedures (includes doctors & hospital stay)

	Oak Harbor, WA	Niagara Falls, NY	U.S. Avg	Difference
Heart Attack Hospital	$20,072	$23,193	$23,281	15.5%
Heart Failure Hospital	$13,751	$14,889	$16,237	8.3%
Hip Knee Replacement Hospital	$18,886	$22,707	$22,499	20.2%
Pneumonia Hospital	$13,468	$15,209	$17,007	12.9%

Premium Increases (State Level)

	Oak Harbor, WA	Niagara Falls, NY	U.S. Avg	Difference
2014-2015	-17.9%	10.8%	3.1%	160.3%
2015-2016	5.6%	3.4%	12.5%	39.3%
2016-2017	-1.6%	15.5%	57.9%	1,068.8%
2017-2018	38.3%	11.5%	19.0%	70.0%
2018-2019	13.4%	12.5%	-2.2%	6.7%
Since 2014	33.7%	65.9%	113.3%	95.5%

Health Insurance Premiums

State average

Cost of Taxes

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Oak Harbor, Washington vs. Niagara Falls, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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