Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
19.4% lower in Fargo, North Dakota
than in Owensboro, Kentucky

Insurance cost

	Owensboro, KY	Fargo, ND	U.S. Avg	Difference
Insurance Premium	109.4	75.8	100	30.7%

Procedure & surgery cost

	Owensboro, KY	Fargo, ND	U.S. Avg	Difference
Heart Attack	107.5	100.8	100	6.2%
Heart Failure	94.3	91.6	100	2.9%
Hip Knee Replacement	102	93.4	100	8.4%
Pneumonia	103	91.3	100	11.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Owensboro, KY	Fargo, ND	U.S. Avg	Difference
Heart Attack Hospital	$24,807	$23,252	$23,281	6.3%
Heart Failure Hospital	$15,155	$14,720	$16,237	2.9%
Hip Knee Replacement Hospital	$22,580	$20,684	$22,499	8.4%
Pneumonia Hospital	$17,318	$15,360	$17,007	11.3%

Premium Increases (State Level)

	Owensboro, KY	Fargo, ND	U.S. Avg	Difference
2014-2015	7.7%	6.7%	3.1%	13.0%
2015-2016	-1.9%	8.9%	12.5%	568.4%
2016-2017	10.7%	6.7%	57.9%	37.4%
2017-2018	46.0%	7.1%	19.0%	84.6%
2018-2019	9.0%	21.2%	-2.2%	135.6%
Since 2014	86.2%	60.9%	113.3%	29.4%

Health Insurance Premiums

State average

Cost of Taxes

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Owensboro, Kentucky vs. Fargo, North Dakota

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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