Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
11.8% lower in Tampa, Florida
than in Oyster Bay Cove, New York

Insurance cost

	Oyster Bay Cove, NY	Tampa, FL	U.S. Avg	Difference
Insurance Premium	113.2	91.2	100	19.4%

Procedure & surgery cost

	Oyster Bay Cove, NY	Tampa, FL	U.S. Avg	Difference
Heart Attack	106.4	101.7	100	4.4%
Heart Failure	111.2	109.9	100	1.2%
Hip Knee Replacement	116.5	106.1	100	8.9%
Pneumonia	104.5	108.8	100	4.1%

Cost of Major Procedures (includes doctors & hospital stay)

	Oyster Bay Cove, NY	Tampa, FL	U.S. Avg	Difference
Heart Attack Hospital	$24,543	$23,459	$23,281	4.4%
Heart Failure Hospital	$17,864	$17,652	$16,237	1.2%
Hip Knee Replacement Hospital	$25,799	$23,482	$22,499	9.0%
Pneumonia Hospital	$17,569	$18,299	$17,007	4.2%

Premium Increases (State Level)

	Oyster Bay Cove, NY	Tampa, FL	U.S. Avg	Difference
2014-2015	10.8%	6.0%	3.1%	44.4%
2015-2016	3.4%	1.8%	12.5%	47.1%
2016-2017	15.5%	15.3%	57.9%	1.3%
2017-2018	11.5%	40.8%	19.0%	254.8%
2018-2019	12.5%	2.4%	-2.2%	80.8%
Since 2014	65.9%	79.3%	113.3%	20.3%

Health Insurance Premiums

State average

Cost of Taxes

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Oyster Bay Cove, New York vs. Tampa, Florida

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

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