Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
21.3% lower in Carlsbad, California
than in Pagosa Springs, Colorado

Insurance cost

	Pagosa Springs, CO	Carlsbad, CA	U.S. Avg	Difference
Insurance Premium	132.1	75.8	100	42.6%

Procedure & surgery cost

	Pagosa Springs, CO	Carlsbad, CA	U.S. Avg	Difference
Heart Attack	94.8	101.3	100	6.9%
Heart Failure	93.8	104.9	100	11.8%
Hip Knee Replacement	95.2	98.7	100	3.7%
Pneumonia	90.5	107.7	100	19.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Pagosa Springs, CO	Carlsbad, CA	U.S. Avg	Difference
Heart Attack Hospital	$21,875	$23,382	$23,281	6.9%
Heart Failure Hospital	$15,078	$16,851	$16,237	11.8%
Hip Knee Replacement Hospital	$21,086	$21,845	$22,499	3.6%
Pneumonia Hospital	$15,219	$18,114	$17,007	19.0%

Premium Increases (State Level)

	Pagosa Springs, CO	Carlsbad, CA	U.S. Avg	Difference
2014-2015	12.0%	4.0%	3.1%	66.7%
2015-2016	-0.3%	0.0%	12.5%	100.0%
2016-2017	14.7%	9.3%	57.9%	36.7%
2017-2018	33.5%	26.1%	19.0%	22.1%
2018-2019	3.8%	1.2%	-2.2%	68.4%
Since 2014	77.5%	45.0%	113.3%	41.9%

Health Insurance Premiums

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Cost of Taxes

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Pagosa Springs, Colorado vs. Carlsbad, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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