Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
3.8% lower in Lake Almanor Country Club, California
than in Pagosa Springs, Colorado

Insurance cost

	Pagosa Springs, CO	Lake Almanor Country Club, CA	U.S. Avg	Difference
Insurance Premium	132.1	123.6	100	6.4%

Procedure & surgery cost

	Pagosa Springs, CO	Lake Almanor Country Club, CA	U.S. Avg	Difference
Heart Attack	94.8	94.9	100	0.1%
Heart Failure	93.8	98.4	100	4.9%
Hip Knee Replacement	95.2	91.9	100	3.5%
Pneumonia	90.5	92.2	100	1.9%

Cost of Major Procedures (includes doctors & hospital stay)

	Pagosa Springs, CO	Lake Almanor Country Club, CA	U.S. Avg	Difference
Heart Attack Hospital	$21,875	$21,891	$23,281	0.1%
Heart Failure Hospital	$15,078	$15,812	$16,237	4.9%
Hip Knee Replacement Hospital	$21,086	$20,343	$22,499	3.5%
Pneumonia Hospital	$15,219	$15,510	$17,007	1.9%

Premium Increases (State Level)

	Pagosa Springs, CO	Lake Almanor Country Club, CA	U.S. Avg	Difference
2014-2015	12.0%	4.0%	3.1%	66.7%
2015-2016	-0.3%	0.0%	12.5%	100.0%
2016-2017	14.7%	9.3%	57.9%	36.7%
2017-2018	33.5%	26.1%	19.0%	22.1%
2018-2019	3.8%	1.2%	-2.2%	68.4%
Since 2014	77.5%	45.0%	113.3%	41.9%

Health Insurance Premiums

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Pagosa Springs, Colorado vs. Lake Almanor Country Club, California

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

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