Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
15.2% lower in St. Augustine Beach, Florida
than in Pagosa Springs, Colorado

Insurance cost

	Pagosa Springs, CO	St. Augustine Beach, FL	U.S. Avg	Difference
Insurance Premium	132.1	87.3	100	33.9%

Procedure & surgery cost

	Pagosa Springs, CO	St. Augustine Beach, FL	U.S. Avg	Difference
Heart Attack	94.8	108.2	100	14.1%
Heart Failure	93.8	106.6	100	13.6%
Hip Knee Replacement	95.2	99.3	100	4.3%
Pneumonia	90.5	105.9	100	17.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Pagosa Springs, CO	St. Augustine Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$21,875	$24,957	$23,281	14.1%
Heart Failure Hospital	$15,078	$17,129	$16,237	13.6%
Hip Knee Replacement Hospital	$21,086	$21,981	$22,499	4.2%
Pneumonia Hospital	$15,219	$17,800	$17,007	17.0%

Premium Increases (State Level)

	Pagosa Springs, CO	St. Augustine Beach, FL	U.S. Avg	Difference
2014-2015	12.0%	6.0%	3.1%	50.0%
2015-2016	-0.3%	1.8%	12.5%	700.0%
2016-2017	14.7%	15.3%	57.9%	4.1%
2017-2018	33.5%	40.8%	19.0%	21.8%
2018-2019	3.8%	2.4%	-2.2%	36.8%
Since 2014	77.5%	79.3%	113.3%	2.3%

Health Insurance Premiums

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Cost of Taxes

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Pagosa Springs, Colorado vs. St. Augustine Beach, Florida

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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