Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
10.5% higher in Panama City Beach, Florida
than in Palm Desert, California

Insurance cost

	Palm Desert, CA	Panama City Beach, FL	U.S. Avg	Difference
Insurance Premium	72.2	85.4	100	18.3%

Procedure & surgery cost

	Palm Desert, CA	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack	104.2	103	100	1.2%
Heart Failure	105.2	107.9	100	2.6%
Hip Knee Replacement	98.5	111.8	100	13.5%
Pneumonia	109.5	113.7	100	3.8%

Cost of Major Procedures (includes doctors & hospital stay)

	Palm Desert, CA	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$24,035	$23,758	$23,281	1.2%
Heart Failure Hospital	$16,911	$17,338	$16,237	2.5%
Hip Knee Replacement Hospital	$21,804	$24,752	$22,499	13.5%
Pneumonia Hospital	$18,410	$19,125	$17,007	3.9%

Premium Increases (State Level)

	Palm Desert, CA	Panama City Beach, FL	U.S. Avg	Difference
2014-2015	4.0%	6.0%	3.1%	50.0%
2015-2016	0.0%	1.8%	12.5%	∞%
2016-2017	9.3%	15.3%	57.9%	64.5%
2017-2018	26.1%	40.8%	19.0%	56.3%
2018-2019	1.2%	2.4%	-2.2%	100.0%
Since 2014	45.0%	79.3%	113.3%	76.2%

Health Insurance Premiums

State average

Cost of Taxes

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Palm Desert, California vs. Panama City Beach, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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