Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
21.8% lower in South Toms River, New Jersey
than in Pearl River, New York

Insurance cost

	Pearl River, NY	South Toms River, NJ	U.S. Avg	Difference
Insurance Premium	113.2	66.8	100	41.0%

Procedure & surgery cost

	Pearl River, NY	South Toms River, NJ	U.S. Avg	Difference
Heart Attack	114.3	113	100	1.1%
Heart Failure	130.8	116.2	100	11.2%
Hip Knee Replacement	105.2	107.8	100	2.5%
Pneumonia	116.9	109.9	100	6.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Pearl River, NY	South Toms River, NJ	U.S. Avg	Difference
Heart Attack Hospital	$26,364	$26,085	$23,281	1.1%
Heart Failure Hospital	$21,022	$18,669	$16,237	11.2%
Hip Knee Replacement Hospital	$23,293	$23,877	$22,499	2.5%
Pneumonia Hospital	$19,655	$18,476	$17,007	6.0%

Premium Increases (State Level)

	Pearl River, NY	South Toms River, NJ	U.S. Avg	Difference
2014-2015	10.8%	-2.2%	3.1%	120.4%
2015-2016	3.4%	5.1%	12.5%	50.0%
2016-2017	15.5%	4.8%	57.9%	69.0%
2017-2018	11.5%	18.7%	19.0%	62.6%
2018-2019	12.5%	-14.8%	-2.2%	218.4%
Since 2014	65.9%	9.0%	113.3%	86.3%

Health Insurance Premiums

State average

Cost of Taxes

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Pearl River, New York vs. South Toms River, New Jersey

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

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