Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
10.5% lower in Fredericksburg, Texas
than in Rancho Santa Margarita, California

Insurance cost

	Rancho Santa Margarita, CA	Fredericksburg, TX	U.S. Avg	Difference
Insurance Premium	82.5	72.9	100	11.6%

Procedure & surgery cost

	Rancho Santa Margarita, CA	Fredericksburg, TX	U.S. Avg	Difference
Heart Attack	104.4	105.1	100	0.7%
Heart Failure	112.3	92.6	100	17.5%
Hip Knee Replacement	108.9	97.9	100	10.1%
Pneumonia	117.1	94.1	100	19.6%

Cost of Major Procedures (includes doctors & hospital stay)

	Rancho Santa Margarita, CA	Fredericksburg, TX	U.S. Avg	Difference
Heart Attack Hospital	$24,093	$24,252	$23,281	0.7%
Heart Failure Hospital	$18,038	$14,875	$16,237	17.5%
Hip Knee Replacement Hospital	$24,108	$21,668	$22,499	10.1%
Pneumonia Hospital	$19,691	$15,817	$17,007	19.7%

Premium Increases (State Level)

	Rancho Santa Margarita, CA	Fredericksburg, TX	U.S. Avg	Difference
2014-2015	4.0%	3.2%	3.1%	20.0%
2015-2016	0.0%	5.1%	12.5%	∞%
2016-2017	9.3%	19.0%	57.9%	104.3%
2017-2018	26.1%	35.6%	19.0%	36.4%
2018-2019	1.2%	2.3%	-2.2%	91.7%
Since 2014	45.0%	79.0%	113.3%	75.6%

Health Insurance Premiums

State average

Cost of Taxes

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Rancho Santa Margarita, California vs. Fredericksburg, Texas

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

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