Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
1.3% higher in Panama City Beach, Florida
than in Richmond, Kentucky

Insurance cost

	Richmond, KY	Panama City Beach, FL	U.S. Avg	Difference
Insurance Premium	86.4	85.4	100	1.2%

Procedure & surgery cost

	Richmond, KY	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack	104.1	103	100	1.1%
Heart Failure	101.6	107.9	100	6.2%
Hip Knee Replacement	111.8	111.8	100	0.0%
Pneumonia	98	113.7	100	16.0%

Cost of Major Procedures (includes doctors & hospital stay)

	Richmond, KY	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$24,017	$23,758	$23,281	1.1%
Heart Failure Hospital	$16,320	$17,338	$16,237	6.2%
Hip Knee Replacement Hospital	$24,747	$24,752	$22,499	0.0%
Pneumonia Hospital	$16,476	$19,125	$17,007	16.1%

Premium Increases (State Level)

	Richmond, KY	Panama City Beach, FL	U.S. Avg	Difference
2014-2015	7.7%	6.0%	3.1%	22.1%
2015-2016	-1.9%	1.8%	12.5%	194.7%
2016-2017	10.7%	15.3%	57.9%	43.0%
2017-2018	46.0%	40.8%	19.0%	11.3%
2018-2019	9.0%	2.4%	-2.2%	73.3%
Since 2014	86.2%	79.3%	113.3%	8.0%

Health Insurance Premiums

State average

Cost of Taxes

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Richmond, Kentucky vs. Panama City Beach, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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