Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
7.2% lower in Elmira, New York
than in Sag Harbor, New York

Insurance cost

	Sag Harbor, NY	Elmira, NY	U.S. Avg	Difference
Insurance Premium	113.2	110.7	100	2.2%

Procedure & surgery cost

	Sag Harbor, NY	Elmira, NY	U.S. Avg	Difference
Heart Attack	107.3	99.4	100	7.4%
Heart Failure	110.2	95.7	100	13.2%
Hip Knee Replacement	111.9	90	100	19.6%
Pneumonia	103.4	96.3	100	6.9%

Cost of Major Procedures (includes doctors & hospital stay)

	Sag Harbor, NY	Elmira, NY	U.S. Avg	Difference
Heart Attack Hospital	$24,768	$22,930	$23,281	7.4%
Heart Failure Hospital	$17,705	$15,372	$16,237	13.2%
Hip Knee Replacement Hospital	$24,777	$19,933	$22,499	19.6%
Pneumonia Hospital	$17,379	$16,198	$17,007	6.8%

Premium Increases (State Level)

	Sag Harbor, NY	Elmira, NY	U.S. Avg	Difference
2014-2015	10.8%	10.8%	3.1%	0.0%
2015-2016	3.4%	3.4%	12.5%	0.0%
2016-2017	15.5%	15.5%	57.9%	0.0%
2017-2018	11.5%	11.5%	19.0%	0.0%
2018-2019	12.5%	12.5%	-2.2%	0.0%
Since 2014	65.9%	65.9%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Sag Harbor, New York vs. Elmira, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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