Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
6.0% lower in Rancho Santa Margarita, California
than in San Rafael, California

Insurance cost

	San Rafael, CA	Rancho Santa Margarita, CA	U.S. Avg	Difference
Insurance Premium	107.7	82.5	100	23.4%

Procedure & surgery cost

	San Rafael, CA	Rancho Santa Margarita, CA	U.S. Avg	Difference
Heart Attack	91.8	104.4	100	13.7%
Heart Failure	101	112.3	100	11.2%
Hip Knee Replacement	98.3	108.9	100	10.8%
Pneumonia	96.9	117.1	100	20.8%

Cost of Major Procedures (includes doctors & hospital stay)

	San Rafael, CA	Rancho Santa Margarita, CA	U.S. Avg	Difference
Heart Attack Hospital	$21,192	$24,093	$23,281	13.7%
Heart Failure Hospital	$16,227	$18,038	$16,237	11.2%
Hip Knee Replacement Hospital	$21,754	$24,108	$22,499	10.8%
Pneumonia Hospital	$16,301	$19,691	$17,007	20.8%

Premium Increases (State Level)

	San Rafael, CA	Rancho Santa Margarita, CA	U.S. Avg	Difference
2014-2015	4.0%	4.0%	3.1%	0.0%
2015-2016	0.0%	0.0%	12.5%	NaN%
2016-2017	9.3%	9.3%	57.9%	0.0%
2017-2018	26.1%	26.1%	19.0%	0.0%
2018-2019	1.2%	1.2%	-2.2%	0.0%
Since 2014	45.0%	45.0%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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San Rafael, California vs. Rancho Santa Margarita, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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