Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
17.5% higher in Montgomery, New York
than in Saratoga, New York

Insurance cost

	Saratoga, NY	Montgomery, NY	U.S. Avg	Difference
Insurance Premium	103.1	126.1	100	22.3%

Procedure & surgery cost

	Saratoga, NY	Montgomery, NY	U.S. Avg	Difference
Heart Attack	99	103.5	100	4.5%
Heart Failure	96.2	109.7	100	14.0%
Hip Knee Replacement	89.7	106.1	100	18.3%
Pneumonia	91.7	107	100	16.7%

Cost of Major Procedures (includes doctors & hospital stay)

	Saratoga, NY	Montgomery, NY	U.S. Avg	Difference
Heart Attack Hospital	$22,848	$23,872	$23,281	4.5%
Heart Failure Hospital	$15,452	$17,626	$16,237	14.1%
Hip Knee Replacement Hospital	$19,867	$23,500	$22,499	18.3%
Pneumonia Hospital	$15,424	$17,989	$17,007	16.6%

Premium Increases (State Level)

	Saratoga, NY	Montgomery, NY	U.S. Avg	Difference
2014-2015	10.8%	10.8%	3.1%	0.0%
2015-2016	3.4%	3.4%	12.5%	0.0%
2016-2017	15.5%	15.5%	57.9%	0.0%
2017-2018	11.5%	11.5%	19.0%	0.0%
2018-2019	12.5%	12.5%	-2.2%	0.0%
Since 2014	65.9%	65.9%	113.3%	0.0%

Health Insurance Premiums

State average

Cost of Taxes

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Saratoga, New York vs. Montgomery, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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