Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
1.0% higher in Thousand Oaks, California
than in Saratoga Springs, New York

Insurance cost

	Saratoga Springs, NY	Thousand Oaks, CA	U.S. Avg	Difference
Insurance Premium	103.1	93.3	100	9.5%

Procedure & surgery cost

	Saratoga Springs, NY	Thousand Oaks, CA	U.S. Avg	Difference
Heart Attack	99	102.4	100	3.4%
Heart Failure	96.2	105.6	100	9.8%
Hip Knee Replacement	89.7	111.4	100	24.2%
Pneumonia	91.7	103.2	100	12.5%

Cost of Major Procedures (includes doctors & hospital stay)

	Saratoga Springs, NY	Thousand Oaks, CA	U.S. Avg	Difference
Heart Attack Hospital	$22,848	$23,624	$23,281	3.4%
Heart Failure Hospital	$15,452	$16,971	$16,237	9.8%
Hip Knee Replacement Hospital	$19,867	$24,653	$22,499	24.1%
Pneumonia Hospital	$15,424	$17,362	$17,007	12.6%

Premium Increases (State Level)

	Saratoga Springs, NY	Thousand Oaks, CA	U.S. Avg	Difference
2014-2015	10.8%	4.0%	3.1%	63.0%
2015-2016	3.4%	0.0%	12.5%	100.0%
2016-2017	15.5%	9.3%	57.9%	40.0%
2017-2018	11.5%	26.1%	19.0%	127.0%
2018-2019	12.5%	1.2%	-2.2%	90.4%
Since 2014	65.9%	45.0%	113.3%	31.7%

Health Insurance Premiums

State average

Cost of Taxes

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Saratoga Springs, New York vs. Thousand Oaks, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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