Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
2.7% lower in Panama City Beach, Florida
than in Simi Valley, California

Insurance cost

	Simi Valley, CA	Panama City Beach, FL	U.S. Avg	Difference
Insurance Premium	93.3	85.4	100	8.5%

Procedure & surgery cost

	Simi Valley, CA	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack	102.4	103	100	0.6%
Heart Failure	105.6	107.9	100	2.2%
Hip Knee Replacement	111.4	111.8	100	0.4%
Pneumonia	103.2	113.7	100	10.2%

Cost of Major Procedures (includes doctors & hospital stay)

	Simi Valley, CA	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$23,624	$23,758	$23,281	0.6%
Heart Failure Hospital	$16,971	$17,338	$16,237	2.2%
Hip Knee Replacement Hospital	$24,653	$24,752	$22,499	0.4%
Pneumonia Hospital	$17,362	$19,125	$17,007	10.2%

Premium Increases (State Level)

	Simi Valley, CA	Panama City Beach, FL	U.S. Avg	Difference
2014-2015	4.0%	6.0%	3.1%	50.0%
2015-2016	0.0%	1.8%	12.5%	∞%
2016-2017	9.3%	15.3%	57.9%	64.5%
2017-2018	26.1%	40.8%	19.0%	56.3%
2018-2019	1.2%	2.4%	-2.2%	100.0%
Since 2014	45.0%	79.3%	113.3%	76.2%

Health Insurance Premiums

State average

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Simi Valley, California vs. Panama City Beach, Florida

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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