Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
9.7% lower in Cayucos, California
than in Smith River, California

Insurance cost

	Smith River, CA	Cayucos, CA	U.S. Avg	Difference
Insurance Premium	123.6	97.3	100	21.3%

Procedure & surgery cost

	Smith River, CA	Cayucos, CA	U.S. Avg	Difference
Heart Attack	93.4	95.2	100	1.9%
Heart Failure	87	96.2	100	10.6%
Hip Knee Replacement	87	93.8	100	7.8%
Pneumonia	92.1	98.4	100	6.8%

Cost of Major Procedures (includes doctors & hospital stay)

	Smith River, CA	Cayucos, CA	U.S. Avg	Difference
Heart Attack Hospital	$21,547	$21,976	$23,281	2.0%
Heart Failure Hospital	$13,985	$15,458	$16,237	10.5%
Hip Knee Replacement Hospital	$19,257	$20,761	$22,499	7.8%
Pneumonia Hospital	$15,491	$16,551	$17,007	6.8%

Premium Increases (State Level)

	Smith River, CA	Cayucos, CA	U.S. Avg	Difference
2014-2015	4.0%	4.0%	3.1%	0.0%
2015-2016	0.0%	0.0%	12.5%	NaN%
2016-2017	9.3%	9.3%	57.9%	0.0%
2017-2018	26.1%	26.1%	19.0%	0.0%
2018-2019	1.2%	1.2%	-2.2%	0.0%
Since 2014	45.0%	45.0%	113.3%	0.0%

Health Insurance Premiums

State average

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Smith River, California vs. Cayucos, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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