Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
10.4% lower in Panama City Beach, Florida
than in Spotsylvania Courthouse, Virginia

Insurance cost

	Spotsylvania Courthouse, VA	Panama City Beach, FL	U.S. Avg	Difference
Insurance Premium	115.9	85.4	100	26.3%

Procedure & surgery cost

	Spotsylvania Courthouse, VA	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack	92.7	103	100	11.1%
Heart Failure	106.8	107.9	100	1.0%
Hip Knee Replacement	101.6	111.8	100	10.0%
Pneumonia	108	113.7	100	5.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Spotsylvania Courthouse, VA	Panama City Beach, FL	U.S. Avg	Difference
Heart Attack Hospital	$21,381	$23,758	$23,281	11.1%
Heart Failure Hospital	$17,159	$17,338	$16,237	1.0%
Hip Knee Replacement Hospital	$22,488	$24,752	$22,499	10.1%
Pneumonia Hospital	$18,158	$19,125	$17,007	5.3%

Premium Increases (State Level)

	Spotsylvania Courthouse, VA	Panama City Beach, FL	U.S. Avg	Difference
2014-2015	3.3%	6.0%	3.1%	81.8%
2015-2016	3.9%	1.8%	12.5%	53.8%
2016-2017	10.3%	15.3%	57.9%	48.5%
2017-2018	66.1%	40.8%	19.0%	38.3%
2018-2019	3.7%	2.4%	-2.2%	35.1%
Since 2014	104.0%	79.3%	113.3%	23.8%

Health Insurance Premiums

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Cost of Taxes

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Spotsylvania Courthouse, Virginia vs. Panama City Beach, Florida

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Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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