Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
4.1% lower in Amherst, New York
than in St. Pete Beach, Florida

Insurance cost

	St. Pete Beach, FL	Amherst, NY	U.S. Avg	Difference
Insurance Premium	93.7	94.8	100	1.2%

Procedure & surgery cost

	St. Pete Beach, FL	Amherst, NY	U.S. Avg	Difference
Heart Attack	103.7	99.1	100	4.4%
Heart Failure	109.8	94.8	100	13.7%
Hip Knee Replacement	113	100.6	100	11.0%
Pneumonia	111.2	103.6	100	6.8%

Cost of Major Procedures (includes doctors & hospital stay)

	St. Pete Beach, FL	Amherst, NY	U.S. Avg	Difference
Heart Attack Hospital	$23,926	$22,862	$23,281	4.4%
Heart Failure Hospital	$17,644	$15,231	$16,237	13.7%
Hip Knee Replacement Hospital	$25,022	$22,271	$22,499	11.0%
Pneumonia Hospital	$18,696	$17,416	$17,007	6.8%

Premium Increases (State Level)

	St. Pete Beach, FL	Amherst, NY	U.S. Avg	Difference
2014-2015	6.0%	10.8%	3.1%	80.0%
2015-2016	1.8%	3.4%	12.5%	88.9%
2016-2017	15.3%	15.5%	57.9%	1.3%
2017-2018	40.8%	11.5%	19.0%	71.8%
2018-2019	2.4%	12.5%	-2.2%	420.8%
Since 2014	79.3%	65.9%	113.3%	16.9%

Health Insurance Premiums

State average

Cost of Taxes

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St. Pete Beach, Florida vs. Amherst, New York

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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