Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
9.6% lower in Derby, Colorado
than in Stephenville, Texas

Insurance cost

	Stephenville, TX	Derby, CO	U.S. Avg	Difference
Insurance Premium	113.1	84.3	100	25.5%

Procedure & surgery cost

	Stephenville, TX	Derby, CO	U.S. Avg	Difference
Heart Attack	92.5	101.8	100	10.1%
Heart Failure	96.4	100.8	100	4.6%
Hip Knee Replacement	96.8	108	100	11.6%
Pneumonia	92.9	100.6	100	8.3%

Cost of Major Procedures (includes doctors & hospital stay)

	Stephenville, TX	Derby, CO	U.S. Avg	Difference
Heart Attack Hospital	$21,348	$23,499	$23,281	10.1%
Heart Failure Hospital	$15,490	$16,191	$16,237	4.5%
Hip Knee Replacement Hospital	$21,439	$23,917	$22,499	11.6%
Pneumonia Hospital	$15,626	$16,912	$17,007	8.2%

Premium Increases (State Level)

	Stephenville, TX	Derby, CO	U.S. Avg	Difference
2014-2015	3.2%	12.0%	3.1%	275.0%
2015-2016	5.1%	-0.3%	12.5%	105.9%
2016-2017	19.0%	14.7%	57.9%	22.6%
2017-2018	35.6%	33.5%	19.0%	5.9%
2018-2019	2.3%	3.8%	-2.2%	65.2%
Since 2014	79.0%	77.5%	113.3%	1.9%

Health Insurance Premiums

State average

Cost of Taxes

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Stephenville, Texas vs. Derby, Colorado

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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