Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
17.3% higher in Pagosa Springs, Colorado
than in Winter Haven, Florida

Insurance cost

	Winter Haven, FL	Pagosa Springs, CO	U.S. Avg	Difference
Insurance Premium	91	132.1	100	45.2%

Procedure & surgery cost

	Winter Haven, FL	Pagosa Springs, CO	U.S. Avg	Difference
Heart Attack	99.5	94.8	100	4.7%
Heart Failure	105	93.8	100	10.7%
Hip Knee Replacement	104.5	95.2	100	8.9%
Pneumonia	97.7	90.5	100	7.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Winter Haven, FL	Pagosa Springs, CO	U.S. Avg	Difference
Heart Attack Hospital	$22,951	$21,875	$23,281	4.7%
Heart Failure Hospital	$16,864	$15,078	$16,237	10.6%
Hip Knee Replacement Hospital	$23,134	$21,086	$22,499	8.9%
Pneumonia Hospital	$16,425	$15,219	$17,007	7.3%

Premium Increases (State Level)

	Winter Haven, FL	Pagosa Springs, CO	U.S. Avg	Difference
2014-2015	6.0%	12.0%	3.1%	100.0%
2015-2016	1.8%	-0.3%	12.5%	116.7%
2016-2017	15.3%	14.7%	57.9%	3.9%
2017-2018	40.8%	33.5%	19.0%	17.9%
2018-2019	2.4%	3.8%	-2.2%	58.3%
Since 2014	79.3%	77.5%	113.3%	2.3%

Health Insurance Premiums

State average

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Winter Haven, Florida vs. Pagosa Springs, Colorado

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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