Our Premium Cost of Living Calculator includes Health Indexes, Local Prices for Insurance Premiums, Common Surgery and Medical Procedures in Retirement and other must-know details. Click here to customize.

Health
2.3% lower in Santa Barbara, California
than in Zephyrhills, Florida

Insurance cost

	Zephyrhills, FL	Santa Barbara, CA	U.S. Avg	Difference
Insurance Premium	92.3	97.3	100	5.4%

Procedure & surgery cost

	Zephyrhills, FL	Santa Barbara, CA	U.S. Avg	Difference
Heart Attack	100	97	100	3.0%
Heart Failure	110.3	94	100	14.8%
Hip Knee Replacement	103.3	94	100	9.0%
Pneumonia	110.5	93.5	100	15.4%

Cost of Major Procedures (includes doctors & hospital stay)

	Zephyrhills, FL	Santa Barbara, CA	U.S. Avg	Difference
Heart Attack Hospital	$23,072	$22,384	$23,281	3.0%
Heart Failure Hospital	$17,719	$15,107	$16,237	14.7%
Hip Knee Replacement Hospital	$22,864	$20,809	$22,499	9.0%
Pneumonia Hospital	$18,586	$15,730	$17,007	15.4%

Premium Increases (State Level)

	Zephyrhills, FL	Santa Barbara, CA	U.S. Avg	Difference
2014-2015	6.0%	4.0%	3.1%	33.3%
2015-2016	1.8%	0.0%	12.5%	100.0%
2016-2017	15.3%	9.3%	57.9%	39.2%
2017-2018	40.8%	26.1%	19.0%	36.0%
2018-2019	2.4%	1.2%	-2.2%	50.0%
Since 2014	79.3%	45.0%	113.3%	43.3%

Health Insurance Premiums

State average

Cost of Taxes

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Zephyrhills, Florida vs. Santa Barbara, California

Health Compare

Insurance cost

Procedure & surgery cost

Cost of Major Procedures (includes doctors & hospital stay)

Premium Increases (State Level)

Health Insurance Premiums

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