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ST. CLOUD vs. HAM LAKE
Cost of Living Comparison

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Cost of Living Calculator - St. Cloud, Minnesota vs Ham Lake, Minnesota

The cost of living in Ham Lake, Minnesota is 36.7% more expensive than St. Cloud, Minnesota.

You would need a salary of $102,529 in Ham Lake, Minnesota to maintain the standard of living you have in St. Cloud, Minnesota.

Comparison highlights

• Overall, Ham Lake, Minnesota is more expensive than St. Cloud, Minnesota
• Median Home Cost is the biggest factor in the cost of living difference.

Median Home Cost
100% more expensive in Ham Lake
than in St. Cloud, Minnesota

St. Cloud, MN vs Ham Lake, MN

Compared to St. Cloud, Ham Lake is:

Homeowner

No Child Care, Taxes not Considered

36.7% higher

Child Care, Taxes not Considered

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Child Care, Taxes Considered

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No Child Care, Taxes Considered

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Renter

No Child Care, Taxes not Considered

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Child Care, Taxes not Considered

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Child Care, Taxes Considered

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Food

6.2% higher

Housing (Homeowner)

121.9% higher

Housing (Rent)

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Median Home Cost

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Utilities

1.2% higher

Commute

44.2% higher

Health

1.5% lower

Taxes

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Childcare

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Personal

2.6% higher

Cost of Food

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