Albany, New York vs. Houston, Texas

Tax Compare

Our Premium Cost of Living Calculator includes, State and Local Income Taxes, State and Local Sales Taxes, Real Estate Transfer Fees, Federal, State, and Local Consumer Taxes (Gasoline, Liquor, Beer, Cigarettes), Corporate Taxes, plus Auto Sales, Property and Registration Taxes, and an Online Tool to customize your own personal estimated tax burden. Click here to customize.

Taxes
  28.9% lower in Houston, Texas
than in Albany, New York
Assumptions
  • Single, standard deduction, one exemption
  • Sales tax includes food and services
  • Real tax taxes are based on the local median home price
  • Car taxes assume a new Honda Accord costing $25,000
   Cost of living
      State level
Albany, NY    Houston, TX    U.S. Avg
100 = US Avg. Below 100 means cheaper. Above 100 means more expensive. About our Cost of Living Index
   Customize Your Own Personal Estimated Taxes
Enter your income and we will give you your estimated taxes in Albany, New York, we will also give you your estimated taxes in Houston, Texas.
Albany, NYHouston, TXDifference
2019 Federal Inc. Tax$15,967$15,967 
State Income Taxes$5,818$0  $5,818 lower
Sales Taxes$1,705$1,758  $53 higher
Real Estate Taxes$5,040$3,510  $1,530 lower
Motor Vehicle Taxes$0$0  $0 higher
Total Taxes$28,529$21,235  $7,295 higher
Marginal Rate6.7%0.0%
Effective Rate5.7%0.0%
   Annual taxes
      Based on $60,000 income
   Social security taxes
Albany, NYHouston, TX
Tax Social SecurityNoNo
Social Security Note  
   Estimated sales tax
      State level, based on annual income of $75,000
Albany, NY    Houston, TX    U.S. Avg
   Tax on food
Albany, NYHouston, TX
Sales Tax On FoodNoNo
   Real estate tax
Albany, NY    Houston, TX    U.S. Avg
Assumes the local median home price and sales tax is amoritized over 13 years.
   Vehicle tax
Albany, NY    Houston, TX    U.S. Avg
Assumes a new $25,000 Honda Accord and Sales Tax is amortized over 6 years.
   Other taxes
      State level
Albany, NY    Houston, TX    U.S. Avg
* grt = Gross Receipts Tax. In this state, the corporation is required to pay the gross receipts tax on each sale instead of a traditional income tax based on its earnings. The effect is that a percentage of the total revenue or gross receipts for each sale has to be paid to the state as tax. The gross receipts tax is much like a Value Added Tax, only for businesses rather than individuals. Four states impose gross receipt taxes, Nevada, Ohio, Texas, and Washington.
Cost of Child care