Zip 21781 (St. James, MD) Cost of Living


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with insight into cost of living, crime, climate, and more.
How much do I need to live in St. James, Maryland?
$4,950 / month
for a family, 8.3% less expensive than the national average A total of $59,400 for the year for a family.
$2,733 / month
for a single person, 42.7% less expensive than the national average A total of $32,800 for the year for a single person.

St. James cost of living score
92.6
Less expensive
7.4% lower
than the US average
17.2% lower
than the Maryland average
St. James (zip 21781), Maryland gets a BestPlaces Cost of Living score of 92.6, which means the total cost of housing, food, childcare, transportation, healthcare, taxes, and other necessities is 7.4% lower than the U.S. average and 17.2% lower than the average for Maryland.

Zip 21781 (St. James, MD)

Housing costs in St. James?
A typical home costs $309,500, which is 8.5% less expensive than the national average of $338,100 and 20.3% less expensive than the average Maryland home, at $388,100. Renting a two-bedroom unit in St. James costs $1,060 per month, which is 34.6% cheaper than the national average of $1,620 and close to the state average of $1,080.

Can I afford St. James?
To live comfortably in St. James (zip 21781), Maryland, a minimum annual income of $59,400 for a family, and $32,800 for a single person is recommended.

What does A.I. say about St. James?
The cost of living in St. James, MD is quite affordable compared to other cities in the area. The median home price is just $265,000, which is significantly lower than the average for the state of Maryland. Additionally, rental prices are low with a median rent of only $1,267 per month—cheaper than most comparable cities. Utilities are also reasonably priced, and transportation costs are relatively low as well. All in all, 21781 St. James makes for an affordable place to live and one that provides great value for money when it comes to housing and other living costs.
   Cost of living score
       Higher than 100 is more expensive than the national average.
       Lower than 100 is less expensive.
     CategoriesSt. JamesMarylandUnited States
    Unlock111.8100.0
  105.3  Unlock100.0
    Unlock84.2100.0
  77.9  Unlock100.0
    Unlock$388,100$338,100
  95.7  Unlock100.0
    Unlock119.3100.0
  95.5  Unlock100.0

   100=National Average

   Average Rent by Bedroom Size
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