Zip 12526 (Germantown, NY) Cost of Living


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United States / New York / Hudson Metro Area / Columbia County / No City / Germantown (zip 12526)
How much do I need to live in Germantown, New York?
$6,840 / month
for a family, 26.7% more expensive than the national average A total of $82,080 for the year for a family.
$3,167 / month
for a single person, 33.6% less expensive than the national average A total of $38,000 for the year for a single person.

Germantown cost of living score
105.3
More expensive
5.3% higher
than the US average
13.3% lower
than the New York average
Germantown (zip 12526), New York gets a BestPlaces Cost of Living score of 105.3, which means the total cost of housing, food, childcare, transportation, healthcare, taxes, and other necessities is 5.3% higher than the U.S. average and 13.3% higher than the average for New York.

Zip 12526 (Germantown, NY)

Housing costs in Germantown?
A typical home costs $428,500, which is 26.7% more expensive than the national average of $338,100 and 3.6% more expensive than the average New York home, at $413,600. Renting a two-bedroom unit in Germantown costs $1,110 per month, which is 22.4% cheaper than the national average of $1,430 and 76.6% cheaper than the state average of $1,960.

Can I afford Germantown?
To live comfortably in Germantown (zip 12526), New York, a minimum annual income of $82,080 for a family, and $38,000 for a single person is recommended.

What does A.I. say about Germantown?
The cost of living in 12526 Germantown, NY is relatively affordable. Housing costs are generally lower than the national average and real estate prices remain stable. The median home cost in the area is estimated at $179,500, and rental prices range from around $750 for a one bedroom apartment to $1,200 for a three-bedroom. Groceries, utilities, transportation costs, and other everyday expenses are also reasonable compared to other areas of the country. In addition to being affordable, Germantown also offers its residents access to excellent shopping centers and restaurants as well as outdoor activities such as hiking trails and parks.
   Cost of living score
       Higher than 100 is more expensive than the national average.
       Lower than 100 is less expensive.
     CategoriesGermantownNew YorkUnited States
    Unlock121.5100.0
  105.1  Unlock100.0
    Unlock120.7100.0
  129.7  Unlock100.0
    Unlock$413,600$338,100
  121.0  Unlock100.0
    Unlock140.7100.0
  137.9  Unlock100.0

   100=National Average

   Average Rent by Bedroom Size
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