Zip 13348 (Hartwick, NY) Cost of Living


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United States / New York / Oneonta Metro Area / Otsego County / No City / Hartwick (zip 13348)

Hartwick cost of living score
82.8
Less expensive
17.2% lower
than the US average
31.9% lower
than the New York average
Hartwick (zip 13348), New York gets a BestPlaces Cost of Living score of 82.8, which means the total cost of housing, food, childcare, transportation, healthcare, taxes, and other necessities is 17.2% lower than the U.S. average and 31.9% lower than the average for New York.

Zip 13348 (Hartwick, NY)

Housing costs in Hartwick?
A typical home costs $210,300, which is 37.8% less expensive than the national average of $338,100 and 49.2% less expensive than the average New York home, at $413,600. Renting a two-bedroom unit in Hartwick costs $1,000 per month, which is 30.1% cheaper than the national average of $1,430 and 96.0% cheaper than the state average of $1,960.

Can I afford Hartwick?
To live comfortably in Hartwick (zip 13348), New York, a minimum annual income of $40,320 for a family, and $33,600 for a single person is recommended.

What does A.I. say about Hartwick?
The cost of living in 13348 Hartwick, NY is relatively affordable, with prices for housing, goods and services around the national average. The median home value is $101,600 according to Zillow, and the cost of groceries is only slightly higher than the rest of the United States. Utility costs are also similar to other parts of New York State, making it an excellent location for those searching for an affordable place to live. Additionally, Hartwick has a wide variety of dining options to choose from, including local eateries as well as chain restaurants. Finally, there are plenty of activities and attractions nearby such as skiing and outdoor recreation spots that offer families plenty of opportunities to explore the area without breaking the bank.
   Cost of living score
     CategoriesHartwickNew YorkUnited States
  82.8121.5100.0
  99.9103.8100
  109.5120.7100.0
  63.0127.9100.0
  $210,300$413,600$338,100
  96.2%115.9%100.0%
  85.0140.7100.0
  114.7121.8100.0

   100=National Average

   Average Rent by Bedroom Size
Crime