Zip 12157 (Schoharie, NY) Cost of Living


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How much do I need to live in Schoharie, New York?
$3,630 / month
for a family, 32.8% less expensive than the national average A total of $43,560 for the year for a family.
$3,000 / month
for a single person, 37.1% less expensive than the national average A total of $36,000 for the year for a single person.

Schoharie cost of living score
88.5
Less expensive
11.5% lower
than the US average
27.2% lower
than the New York average
Schoharie (zip 12157), New York gets a BestPlaces Cost of Living score of 88.5, which means the total cost of housing, food, childcare, transportation, healthcare, taxes, and other necessities is 11.5% lower than the U.S. average and 27.2% lower than the average for New York.

Zip 12157 (Schoharie, NY)

Housing costs in Schoharie?
A typical home costs $226,600, which is 33.0% less expensive than the national average of $338,100 and 45.2% less expensive than the average New York home, at $413,600. Renting a two-bedroom unit in Schoharie costs $1,100 per month, which is 23.1% cheaper than the national average of $1,430 and 78.2% cheaper than the state average of $1,960.

Can I afford Schoharie?
To live comfortably in Schoharie (zip 12157), New York, a minimum annual income of $43,560 for a family, and $36,000 for a single person is recommended.

What does A.I. say about Schoharie?
The cost of living in 12157 Schoharie, NY is quite reasonable. The median home value for the area is $169,000, which is much lower than the national average and provides great affordability to those looking to purchase a home in the area. The median household income for 12157 Schoharie is just over $50,000 per year and local housing prices remain affordable with an average cost of $922 per month. Additionally, groceries are cheaper than most areas with an index score of 93.3 and utilities are moderately priced with an index score of 95.1. All these factors make Schoharie a great option for people who need to live on a budget but still want to enjoy life in upstate New York.
   Cost of living score
       Higher than 100 is more expensive than the national average.
       Lower than 100 is less expensive.
     CategoriesSchoharieNew YorkUnited States
    Unlock121.5100.0
  100.3  Unlock100.0
    Unlock120.7100.0
  61.9  Unlock100.0
    Unlock$413,600$338,100
  109.2  Unlock100.0
    Unlock140.7100.0
  107.4  Unlock100.0

   100=National Average

   Average Rent by Bedroom Size
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