Zip 12165 (Spencertown, NY) Cost of Living


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United States / New York / Hudson Metro Area / Columbia County / No City / Spencertown (zip 12165)

Spencertown cost of living score
105.3
More expensive
5.3% higher
than the US average
13.3% lower
than the New York average
Spencertown (zip 12165), New York gets a BestPlaces Cost of Living score of 105.3, which means the total cost of housing, food, childcare, transportation, healthcare, taxes, and other necessities is 5.3% higher than the U.S. average and 13.3% higher than the average for New York.

Zip 12165 (Spencertown, NY)

Housing costs in Spencertown?
A typical home costs $419,600, which is 24.1% more expensive than the national average of $338,100 and 1.5% more expensive than the average New York home, at $413,600. Renting a two-bedroom unit in Spencertown costs $1,130 per month, which is 21.0% cheaper than the national average of $1,430 and 73.5% cheaper than the state average of $1,960.

Can I afford Spencertown?
To live comfortably in Spencertown (zip 12165), New York, a minimum annual income of $80,280 for a family, and $38,800 for a single person is recommended.

What does A.I. say about Spencertown?
The cost of living in 12165 Spencertown, NY is relatively affordable compared to other parts of the country. Housing costs are lower than the national average, with median home values sitting around $250,000. Grocery and restaurant prices are also reasonable, making it a great place for those on a budget to visit or live. Utilities tend to be slightly higher than the national average due to the rural location, but they still remain more affordable than many other areas. Overall, 12165 Spencertown is an affordable place to live that offers a unique experience for its residents and visitors alike.
   Cost of living score
     CategoriesSpencertownNew YorkUnited States
  105.3121.5100.0
  104.2103.8100
  115.9120.7100.0
  131.0127.9100.0
  $419,600$413,600$338,100
  100.6%115.9%100.0%
  86.3140.7100.0
  137.9121.8100.0

   100=National Average

   Average Rent by Bedroom Size
Crime