Panama City, FL

0 Reviews

Download our custom City Report to see exclusive
data on cost of living, crime, climate, and more.
United States / Florida / Panama City Metro Area / Counties / Cities / Zip Codes
Panama City, FL

About Panama City, FL

The Panama City, FL metropolitan area is an exciting region located in the northern part of the Florida Panhandle. It’s known for its stunning white-sand beaches, breathtaking natural beauty, and plethora of outdoor recreation opportunities. The city offers a range of activities for visitors and residents alike, from shopping and dining to museums and amusement parks. This area also provides several educational institutions for those looking to pursue higher education or gain employment skills. The cost of living in this region is lower than many other urban areas in Florida, making it an attractive option for those who want to enjoy all that the Sunshine State has to offer without breaking the bank. The combination of leisure activities, unique attractions and affordable living make Panama City an ideal destination for families or individuals seeking a relaxed yet thrilling lifestyle. Beach town/Military town - Florida Panhandle on the Gulf Coast.

Location Details

State: Florida
County: Bay, Gulf, 2 total
Metro Area: Panama City Metro Area
City: Panama City, Lynn Haven, 15 total
Zip Codes: 32404, 32405, 32401, 32444, 32408, 32413, 32409, 32407, 32465, 32456, 14 total
Cost of Living: -5.3% lower
Time zone: Eastern Standard Time (EST)
Elevation: 112 ft above sea level
Buying or selling a home?
Find top real estate agents in Panama City.
Find A Top Agent

Dig Deeper on Panama City

The Panama City, FL metro area is a beautiful place in the northwest part of Florida, right along the Gulf of Mexico. It has a long history that reaches back to when Native American tribes lived in the area. European settlers came later, and by 1909, the city of Panama City was officially founded. Over time, it grew into a popular spot for tourists because of its stunning beaches and friendly community.

Geographically, Panama City is known for its lovely coastal setting, with miles of sandy beaches and clear waters. Beyond the coast, the area has flat terrain with marshes and wetlands, adding to its natural beauty. The climate here is subtropical, meaning it has hot, humid summers and mild winters. However, it's important to note that the area can be affected by hurricanes and tropical storms.

The local economy is quite varied. Tourism is a big deal, drawing visitors with its beaches and outdoor activities, especially during the summer. The military also has a strong presence, with several bases nearby. This, along with sectors like healthcare, education, and retail, helps keep the economy moving. Despite its reliance on tourism, the cost of living here is relatively affordable compared to other Florida coastal areas.

When it comes to politics, the Panama City area generally leans conservative, with many residents supporting Republican candidates. However, like anywhere, you'll find a range of political views among the people.

Living in Panama City offers a relaxed lifestyle with plenty of sunshine and access to some of the best beaches. The community is welcoming, and there's a strong sense of belonging. Outdoor activities like fishing, boating, and exploring state parks are popular. Plus, there's always something happening, from festivals to markets, providing a lively atmosphere.

For those thinking about moving to Panama City, it's good to be prepared for the weather. The summers can get very hot and humid, and being ready for hurricane season is crucial. New residents should also know that while the area is peaceful, it can get busy during tourist season. But, if you love the outdoors and a laid-back way of life, you'll fit right in.

In summary, the Panama City, FL metro area is a wonderful place to live, offering beautiful beaches, a strong sense of community, and a variety of activities to enjoy. While it's important to be mindful of the weather and the impact of tourism on the area, new residents will find a welcoming place with a relaxed lifestyle that's hard to beat.

Panama City Cost of Living

Water recreation, future job growth, and attractive beaches make Panama City a great place to live.

+2.6% higher than avg
-14.1% lower than avg
$1,300 /mo
Monthly rent (2br)
-10.0% lower than avg
Panama City Crime
49.3 / 100
Crime is ranked on a scale of 1 (low) to 100 (high). US average: 35.4
Minimum annual income
To live comfortably in Panama City, Florida
for a family
for a single person
Pros & Cons of Panama City
   Water recreation
Crime rates
   Future job growth
Tourist sprawl
   Attractive beaches
Cost of Living