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2024 Compare Cities Cost of Living:
Santa Barbara, CA vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Santa Barbara?
- Half Moon Bay is 61.6% more expensive than Santa Barbara.

Which city has more affordable housing, Half Moon Bay or Santa Barbara?
- Half Moon Bay housing costs are 5.9% more expensive than Santa Barbara housing costs.

Is Health Care more affordable in Santa Barbara or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 3.7% more in Half Moon Bay.
 Santa Barbara, CAHalf Moon Bay, CAUnited States
 Overall154.7250.0100
 Food & Groceries113.8114.8100
 Health113.2117.4100
 Housing476.7504.7100
 Median Home Cost$1,525,500$1,472,800$338,100
 Utilities9,020.0%8,810.0%10,000.0%
 Transportation97.0146.5100
 Miscellaneous142.5161.9100

100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Santa Barbara    51 Reviews

I moved to Santa Barbara around 23 years ago to study at Brooks, which like most of the Santa Barbara that I knew—has been destroyed. Homelessness, drugs, gangs, high  More

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Over 3 years ago

I fell in love with Santa Barbara about thirty years ago and finally moved here a few years ago. Because of the price of homes, it is an expensive place to live. The  More

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If you like high crime, paying a $4,500 a month mortgage and crazy high taxes, this is the place for you. It’s too bad because it wasn’t always like this. When I moved  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 18 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 19 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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ZIPS IN SANTA BARBARA, CALIFORNIA
93101 93105 93103 93110 93109
ZIPS IN HALF MOON BAY, CALIFORNIA
94019

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