2025 Compare Cities Cost of Living:
Bay City, MI vs Ludington, MI

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Highlights
Is it cheaper to live in Ludington or is it cheaper to live in Bay City?
- Ludington is 3.8% less expensive than Bay City.

Which city has more affordable housing, Ludington or Bay City?
- Ludington housing costs are 169.8% more expensive than Bay City housing costs.

Is Health Care more affordable in Bay City or is Health Care more affordable in Ludington.
- Health related expenses are 10.2% less in Ludington.
 Bay City, MILudington, MIUnited States
 Overall  Unlock78.7100
 Food & Groceries89.0  Unlock100
 Health  Unlock80.8100
 Housing23.2  Unlock100
 Median Home Cost  Unlock$215,500$338,100
 Utilities94  Unlock100
 Transportation  Unlock72.1100
 Miscellaneous97.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Bay City    7 Reviews

Bay City offers low prices for homes due to lower population (Current lower demand). Years ago, the population was more than 3x as big due to big lumber industry, etc.  More

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But everything else is going to  More

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There are many pros to Bay City, it is incredibly cheap to live in and most everything is very affordable. The problem is that the economy is terrible and there aren't  More

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Reviews for Ludington    3 Reviews

Over 17 years ago

Is awesome. I love salmon fishing there. During the summer months there will be thousands of people from Ludington all the way to Frankfort and everyone usually leaves  More

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The beach is the place to be!!!! It is one of the absolute most beautiful beaches in Michigan! The sand dunes on the way to the state park are fabulous and  More

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If you like mild summers and snowy winters this is the place to be!!! From Memorial Day to Labor Day, almost like a switch, the weather is beautiful!! You have your  More

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