2025 Compare Cities Cost of Living:
Bay City, MI vs Philadelphia, PA

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Highlights
Is it cheaper to live in Philadelphia or is it cheaper to live in Bay City?
- Philadelphia is 27.5% more expensive than Bay City.

Which city has more affordable housing, Philadelphia or Bay City?
- Philadelphia housing costs are 227.2% more expensive than Bay City housing costs.

Is Health Care more affordable in Bay City or is Health Care more affordable in Philadelphia.
- Health related expenses are 13.4% more in Philadelphia.
 Bay City, MIPhiladelphia, PAUnited States
 Overall  Unlock104.3100
 Food & Groceries89.0  Unlock100
 Health  Unlock102.1100
 Housing23.2  Unlock100
 Median Home Cost  Unlock$205,900$338,100
 Utilities94  Unlock100
 Transportation  Unlock141.9100
 Miscellaneous97.6  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Bay City    7 Reviews

Bay City offers low prices for homes due to lower population (Current lower demand). Years ago, the population was more than 3x as big due to big lumber industry, etc.  More

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But everything else is going to  More

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There are many pros to Bay City, it is incredibly cheap to live in and most everything is very affordable. The problem is that the economy is terrible and there aren't  More

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Reviews for Philadelphia    139 Reviews

Philadelphia is a very walkable and fun city to explore (albeit be aware of where not to explore at least at night). The city has beautiful old architecture , great  More

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I’m originally from New York City, then lived in a small city in upstate New York for eight years, then moved down to Philadelphia and have lived here for many years.  More

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Now the only reason some people disagree is because MONEY. If you live in “manayunk” (which I lived for 2 years) you can’t compare … you can’t compare your out skirt  More

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