2026 Compare Cities Education:
Carmel, IN vs Panama City, FL

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Highlights
- Panama City spends 4.1% less per student than Carmel.
- The Student Teacher Ratio is 5.7% higher in Panama City than in Carmel. (lower means fewer students in each classroom).
- Panama City had 9.2% fewer residents who had graduated High School compared to Carmel
 Carmel, INPanama City, FLUnited States
 Expend. per Student  Unlock$13,432$15,905
 Educ. Expend. per Student$10,578  Unlock$13,142
 Instr. Expend. per Student  Unlock$6,200$7,999
 Pupil/Teacher Ratio17.32  Unlock16.23
 Students per Librarian  Unlock7694573
 Students per Counselor1344  Unlock530
 Grade School Educ.  Unlock4.9%4.8%
 Some High School Educ.1.1%  Unlock6.3%
 High School Educ.  Unlock89.3%88.9%
 Some College Educ.11.3%  Unlock20.0%
 2 yr College Grad.  Unlock10.6%8.7%
 4 yr College Grad.73.5%  Unlock33.7%
 Masters Grad.  Unlock7.2%9.3%
 Professional Degree7.0%  Unlock2.2%
 Doctorate Degree  Unlock0.7%1.5%
Reviews for Carmel    26 Reviews

I moved to Carmel from France and I lived there for 20 years. I moved to Indianapolis recently (I miss Carmel). I liked Carmel because it is clean, safe, pretty, it has  More

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This place has just about every corporate chain hotel imaginable. I come for business, and it is a nice place to do business. Carmel seems to sucking the corporate  More

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Over 11 years ago

Carmel is hands down the best place to live in  More

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Reviews for Panama City    20 Reviews

Over 4 years ago

I moved here from Akron, OH back in 2007 and was expecting a huge city (similar to Miami), nope, I was wrong. It ended up being more like a backwards redneck town more  More

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Over 5 years ago

If you love bars, trailers, isolation, and generic shopping while feeling depressed then this is the place for you. Panama City has alot of shallow people, most red  More

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This review is from a 24 year resident moved from Michigan. When I first moved, I missed the bigger city things like a university, large library, electronics stores, and  More

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