2025 Compare Cities Cost of Living:
Carmel, IN vs San Jose, CA

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Highlights
Is it cheaper to live in San Jose or is it cheaper to live in Carmel?
- San Jose is 117.9% more expensive than Carmel.

Which city has more affordable housing, San Jose or Carmel?
- San Jose housing costs are 185.5% more expensive than Carmel housing costs.

Is Health Care more affordable in Carmel or is Health Care more affordable in San Jose.
- Health related expenses are 8.2% more in San Jose.
 Carmel, INSan Jose, CAUnited States
 Overall  Unlock231.0100
 Food & Groceries101.2  Unlock100
 Health  Unlock107.7100
 Housing150.1  Unlock100
 Median Home Cost  Unlock$1,184,400$338,100
 Utilities90  Unlock100
 Transportation  Unlock151.0100
 Miscellaneous132.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Carmel    26 Reviews

I moved to Carmel from France and I lived there for 20 years. I moved to Indianapolis recently (I miss Carmel). I liked Carmel because it is clean, safe, pretty, it has  More

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This place has just about every corporate chain hotel imaginable. I come for business, and it is a nice place to do business. Carmel seems to sucking the corporate  More

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Over 10 years ago

Carmel is hands down the best place to live in  More

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Reviews for San Jose    90 Reviews

I've lived in west San Jose/Cambrian, between Los Gatos and Almaden SJ since 1997. This side of town somehow avoided the erosion of the American dream. Houses are  More

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I lived in San Jose for 40 years. That’s during the most exciting time when the Silicon Valley was booming with real technology and San Jose was ranked as the safest big  More

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Over 4 years ago

I've lived in San Jose, CA for 25 years. This city is being over run with crime and gangs. The cost of living is very high. Granted, you are so close to mountains,  More

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