2025 Compare Cities Cost of Living:
Charlottesville, VA vs Panama City Beach, FL

Change Cities
Highlights
Is it cheaper to live in Panama City Beach or is it cheaper to live in Charlottesville?
- Panama City Beach is 9.3% less expensive than Charlottesville.

Which city has more affordable housing, Panama City Beach or Charlottesville?
- Panama City Beach housing costs are 9.6% less expensive than Charlottesville housing costs.

Is Health Care more affordable in Charlottesville or is Health Care more affordable in Panama City Beach.
- Health related expenses are 6.9% less in Panama City Beach.
 Charlottesville, VAPanama City Beach, FLUnited States
 Overall  Unlock95.4100
 Food & Groceries101.3  Unlock100
 Health  Unlock99.1100
 Housing136.9  Unlock100
 Median Home Cost  Unlock$472,900$338,100
 Utilities100  Unlock100
 Transportation  Unlock92.8100
 Miscellaneous142.2  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Charlottesville    44 Reviews

Over 4 years ago

I have lived in Charlottesville, Albemarle County for 25 years. It USED to be a decent place but in the past 10 years has gone downhill. Rent is TOO high, landlords are  More

   |    Reply

Over 4 years ago

Loved here for 7 years, lots of parks and close proximity to Shenandoah, but that’s where the positives end. High cost of living with extreme income inequality,  More

   |    Reply

Over 4 years ago

Charlottesville resident for 7 years. Plenty of parks, the Rivanna River and trail, and a short drive to Shenandoah National Park means plenty of opportunities for  More

   |    Reply

Start Your Review of Charlottesville

Reviews for Panama City Beach    12 Reviews

Over 6 years ago

I've lived here since 2001 and have seen many changes, mainly for the good. Although in the last couple years, and even more so after Hurricane Michael the cost of  More

   |    Reply

Over 6 years ago

I loved this area until I heard the property owners/corporations increased peoples rents between 30% to 90% that were still recovering from last years  More

   |    Reply

Over 12 years ago

Pannama city lived in the neighboring area 6 years loved it . I think you expect to much from such a small town as for the papermill you either put up with the smell or  More

   |    Reply

Start Your Review of Panama City Beach


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.