2026 Compare Cities Cost of Living:
Dana Point, CA vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Dana Point?
- Fernandina Beach is 33.1% less expensive than Dana Point.

Which city has more affordable housing, Fernandina Beach or Dana Point?
- Fernandina Beach housing costs are 64.4% less expensive than Dana Point housing costs.

Is Health Care more affordable in Dana Point or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 17.3% more in Fernandina Beach.
 Dana Point, CAFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries106.5  Unlock100
 Health  Unlock109.6100
 Housing423.2  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities109  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous155.8  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Dana Point    8 Reviews

Over 12 years ago

Climate is one of the world's  More

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Nice place to live. Mediterranean climate. Too many people, high cost of living, California taxes high. Ocean is  More

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Over 18 years ago

We are in the California Riviera...but there's a price! This is a great place to  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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