2025 Compare Cities Cost of Living:
Destin, FL vs Fernandina Beach, FL

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Highlights
Is it cheaper to live in Fernandina Beach or is it cheaper to live in Destin?
- Fernandina Beach is 9.3% more expensive than Destin.

Which city has more affordable housing, Fernandina Beach or Destin?
- Fernandina Beach housing costs are 10.4% less expensive than Destin housing costs.

Is Health Care more affordable in Destin or is Health Care more affordable in Fernandina Beach.
- Health related expenses are 5.2% more in Fernandina Beach.
 Destin, FLFernandina Beach, FLUnited States
 Overall  Unlock110.3100
 Food & Groceries105.3  Unlock100
 Health  Unlock109.6100
 Housing168.1  Unlock100
 Median Home Cost  Unlock$556,300$338,100
 Utilities103  Unlock100
 Transportation  Unlock98.4100
 Miscellaneous106.3  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Destin    14 Reviews

I find it amazing the place is rated one star - Yes the cost of housing is high especially as covid pushed more people to Florida. But living here is easy - three  More

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This tiny town is SO expensive. Unless you want a roach and mold infested place you will have to pay around $1800 or more and the “nice” places have reviews that scare  More

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I moved to Destin in 1987 when there was no development in the eastern part of town, only trees, beaches and a two lane road. I worked as a Sheriff's Deputy for over 30  More

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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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