2026 Compare Cities Cost of Living:
Fernandina Beach, FL vs Diamondhead, MS

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Highlights
Is it cheaper to live in Diamondhead or is it cheaper to live in Fernandina Beach?
- Diamondhead is 24.4% less expensive than Fernandina Beach.

Which city has more affordable housing, Diamondhead or Fernandina Beach?
- Diamondhead housing costs are 60.6% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Diamondhead.
- Health related expenses are 9.6% less in Diamondhead.
 Fernandina Beach, FLDiamondhead, MSUnited States
 Overall  Unlock83.4100
 Food & Groceries105.7  Unlock100
 Health  Unlock99.1100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$235,300$338,100
 Utilities105  Unlock100
 Transportation  Unlock105.5100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Diamondhead    3 Reviews

Over 5 years ago

This is easily the best place i have ever lived. COuntry club 4 life.   More

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Over 5 years ago

This place is a S***T Hole!! Moving back home!! Roaches, mice, spiders, snakes, MOSQUITOES AND FLIES ALL YEAR LONG!! ITS ABSOLUTELY MIND BLOWING!! Hurricanes, flooding,  More

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Over 15 years ago

Diamondhead is built around two golf courses, and the vast majority of residents are retirees who moved here in order to play golf all day. The young, especially the  More

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