2025 Compare Cities Cost of Living:
Fernandina Beach, FL vs Gainesville, FL

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Highlights
Is it cheaper to live in Gainesville or is it cheaper to live in Fernandina Beach?
- Gainesville is 16.4% less expensive than Fernandina Beach.

Which city has more affordable housing, Gainesville or Fernandina Beach?
- Gainesville housing costs are 47.7% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Gainesville.
- Health related expenses are 1.8% less in Gainesville.
 Fernandina Beach, FLGainesville, FLUnited States
 Overall  Unlock92.2100
 Food & Groceries105.7  Unlock100
 Health  Unlock107.6100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$271,700$338,100
 Utilities105  Unlock100
 Transportation  Unlock81.5100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Gainesville    60 Reviews

Over 3 years ago

I've lived here most of my life. It's changed a lot, and a lot of the locals don't like it. Because it's home to one of the largest universities in the country, we see a  More

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Lovely diverse city! People is nice and there is always something to do. Outdoors activities are awesome! The springs are beautiful and there are plenty of hiking  More

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Gainesville has the highest taxes and electrical rates in the state. The city is run by a bunch of liberals who have no idea what they are doing. Crime and homelessness  More

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