2025 Compare Cities Cost of Living:
Fernandina Beach, FL vs Gulf Shores, AL

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Highlights
Is it cheaper to live in Gulf Shores or is it cheaper to live in Fernandina Beach?
- Gulf Shores is 14.3% less expensive than Fernandina Beach.

Which city has more affordable housing, Gulf Shores or Fernandina Beach?
- Gulf Shores housing costs are 22.8% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Gulf Shores.
- Health related expenses are 5.4% more in Gulf Shores.
 Fernandina Beach, FLGulf Shores, ALUnited States
 Overall  Unlock94.5100
 Food & Groceries105.7  Unlock100
 Health  Unlock115.5100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$439,200$338,100
 Utilities105  Unlock100
 Transportation  Unlock76.9100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Gulf Shores    6 Reviews

Over 4 years ago

Owned a place there for 20 years and spend a few weeks each season there. Heading back in a few weeks! Lows: Spotty internet for work. Saturday traffic. Hurricanes.  More

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I know that there are a few people out there that would just as soon throw rotten tomatoes at me for saying what I’m about to say, but I hate, hate, HATE living in Gulf  More

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Over 14 years ago

Gulf Shores offers many sunny days, compared to the rest of Baldwin County.  More

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