2026 Compare Cities Cost of Living:
Fernandina Beach, FL vs Montgomery, AL

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Highlights
Is it cheaper to live in Montgomery or is it cheaper to live in Fernandina Beach?
- Montgomery is 28.4% less expensive than Fernandina Beach.

Which city has more affordable housing, Montgomery or Fernandina Beach?
- Montgomery housing costs are 75.1% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Montgomery.
- Health related expenses are 10.3% more in Montgomery.
 Fernandina Beach, FLMontgomery, ALUnited States
 Overall  Unlock79.0100
 Food & Groceries105.7  Unlock100
 Health  Unlock120.9100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$126,700$338,100
 Utilities105  Unlock100
 Transportation  Unlock81.4100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

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Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

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Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

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Reviews for Montgomery    31 Reviews

Over 5 years ago

Overall, I rate Montgomery as a decent city--not great but not awful. Before moving here in 1984, I lived in Houston, Texas, Little Rock, Arkansas, Tallahassee, Florida,  More

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Over 7 years ago

This city is too  More

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Let's see, something, anything, nice to say about this place. Well, the property taxes are low, as is the cost of living, BUT...that's because it's a sh!thole town and  More

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