2026 Compare Cities Cost of Living:
Fernandina Beach, FL vs Palm Coast, FL

Change Cities
Highlights
Is it cheaper to live in Palm Coast or is it cheaper to live in Fernandina Beach?
- Palm Coast is 10.5% less expensive than Fernandina Beach.

Which city has more affordable housing, Palm Coast or Fernandina Beach?
- Palm Coast housing costs are 38.3% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Palm Coast.
- Health related expenses are 5.8% less in Palm Coast.
 Fernandina Beach, FLPalm Coast, FLUnited States
 Overall  Unlock98.7100
 Food & Groceries105.7  Unlock100
 Health  Unlock103.2100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$347,500$338,100
 Utilities105  Unlock100
 Transportation  Unlock99.9100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

   |    Reply

Over 6 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

   |    Reply

Over 12 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

   |    Reply

Start Your Review of Fernandina Beach

Reviews for Palm Coast    34 Reviews

I actually debated writing a review, when places like Palm Coast are discovered it becomes over populated. That said, it’s selfish to keep it a secret, some people need  More

   |    Reply

Over 7 years ago

Not really a review but a question. My husband and I will be moving to the Palm Coast area soon. Work from home and need to find a 2 bed house/townhouse to rent  More

   |    Reply

Over 8 years ago

Palm Coast is in between Daytona and St Aug --- both of which are much better cities than Palm Coast. This town is your typical retail FL town, with a small stretch of  More

   |    Reply

Start Your Review of Palm Coast


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.