2025 Compare Cities Cost of Living:
Fernandina Beach, FL vs Palm Harbor, FL

Change Cities
Highlights
Is it cheaper to live in Palm Harbor or is it cheaper to live in Fernandina Beach?
- Palm Harbor is 6.8% less expensive than Fernandina Beach.

Which city has more affordable housing, Palm Harbor or Fernandina Beach?
- Palm Harbor housing costs are 23.4% less expensive than Fernandina Beach housing costs.

Is Health Care more affordable in Fernandina Beach or is Health Care more affordable in Palm Harbor.
- Health related expenses are 5.4% less in Palm Harbor.
 Fernandina Beach, FLPalm Harbor, FLUnited States
 Overall  Unlock102.8100
 Food & Groceries105.7  Unlock100
 Health  Unlock103.7100
 Housing150.6  Unlock100
 Median Home Cost  Unlock$427,000$338,100
 Utilities105  Unlock100
 Transportation  Unlock103.3100
 Miscellaneous102.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
DID YOU KNOW?

In order to keep your same standard of living your salary can vary greatly - whether you buy or rent, require child care, or want to include taxes. This is why we are now offering a Premium Salary & Cost of Living Calculator.

Our Premium Calculator Includes:
- Compare Cities cost of living across 9 different categories
- Personal salary calculations can optionally include Home ownership or rental, Child care, and Taxes (with details on state and local sales, income, property and automobile taxes)
- Includes the cost of Child Care for toddlers or infants, at a day care center or home care
- Grocery prices, detailed for 29 staple items in six categories
- Difference in cost of Utilities, including electric, gas and fuel oil
- Health Care Premiums and hospital expenses for major surgeries
- Taxes, Fees and Expenses you should know about, such as local car insurance rates, automobile taxes and registration, commuting costs.
- and 100s of other items you should consider before you relocate

Upgrade to Premium | See Example

Reviews for Fernandina Beach    8 Reviews

We traveled the entire east and west coasts of Florida and the entire east coast of Georgia. We LOVED St. Marys GA. but decided on Amelia Island... Mainly because AI has  More

   |    Reply

Over 5 years ago

There is no place in Florida like Amelia Island, Fernandina Beach. The beach is beautiful.. But, best of all are the people. Real Southern hospitality... Southern charm  More

   |    Reply

Over 11 years ago

Came back to Fernandina after a long hiatus. Fernandina has always been a magical place, but many things are getting better. The restaurant scene has improved  More

   |    Reply

Start Your Review of Fernandina Beach

Reviews for Palm Harbor    9 Reviews

Over 4 years ago

Lived here since I was 1, amazing place, amazing community and  More

   |    Reply

Over 9 years ago

palmharborpress.com has lots of great information about this  More

   |    Reply

Over 13 years ago

lost job 6 months a go - i grew up in yonkers ny and moved upstate 23 years ago just sold house and nervous about where to move - went to north carolina wife and i to  More

   |    Reply

Start Your Review of Palm Harbor


Premium Subscription
Includes Cost of Living compares for child care, utilities, transportation, health, taxes, housing for home owners vs renters, weather, insurance premiums and so much more.


The premier source for comprehensive city data for over 30 years.

© Best Places. All rights reserved.