2025 Compare Cities Cost of Living:
Fort Collins, CO vs Half Moon Bay, CA

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Highlights
Is it cheaper to live in Half Moon Bay or is it cheaper to live in Fort Collins?
- Half Moon Bay is 116.1% more expensive than Fort Collins.

Which city has more affordable housing, Half Moon Bay or Fort Collins?
- Half Moon Bay housing costs are 201.9% more expensive than Fort Collins housing costs.

Is Health Care more affordable in Fort Collins or is Health Care more affordable in Half Moon Bay.
- Health related expenses are 34.2% more in Half Moon Bay.
 Fort Collins, COHalf Moon Bay, CAUnited States
 Overall  Unlock250.0100
 Food & Groceries101.1  Unlock100
 Health  Unlock117.4100
 Housing167.2  Unlock100
 Median Home Cost  Unlock$1,472,800$338,100
 Utilities91  Unlock100
 Transportation  Unlock146.5100
 Miscellaneous152.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Fort Collins    71 Reviews

Over 3 years ago

Moved my family here a few months ago and have been so disappointed. Housing is dismal - you get low quality and almost nothing for what you’re paying. The house we’re  More

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Over 4 years ago

There is a high cost of living in all of Colorado, and there is a train that runs through the town a honks its horn for about 5 min straight which is very annoying  More

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My family established our home in Larimer County in 1973; this area, Fort Collins, was a quaint, western-ish town we loved to visit. So I’ve visited FoCo multiple times  More

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Reviews for Half Moon Bay    3 Reviews

HMB has one of the best climates in the world. It also has some very good restaurants. You have the ocean on one side and scenic foothills to the east.It would be heaven  More

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Over 19 years ago

Rural coastal living in a great community close to San Francisco and Silicon  More

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Over 20 years ago

I lived in HMB for 17 years and loved (almost) every minute there. Beautiful hills to the east of the town and the Pacific ocean to the west. Close to San Francisco,  More

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